Aleksey Kiryukhin
Aleksey Kiryukhin is a leading analyst at the rating agency Expert RA, where he specializes in banking ratings. He has gained attention for his insights on the Russian mortgage market, particularly regarding the anticipated decline in early mortgage repayments due to high interest rates. His analysis indicates that by 2025, only 2% of mortgage loans in banks' portfolios will be paid off early, which would be a historical low. Kiryukhin attributes this trend to the rising attractiveness of bank deposits compared to mortgage payments, as well as the prevalence of subsidized loans in the housing market.
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Recent news mentions
Aleksey Kiryukhin identifies two main reasons for the contraction of the mortgage market: persistently high rates and limited government support.
Эксперты предсказали откат по числу ипотечных займов на восемь лет назад — РБК
Russia· 2025-04-22
Aleksey Kiryukhin identifies two main reasons for the contraction of the mortgage market: persistently high rates and limited government support.
Эксперты предсказали откат по числу ипотечных займов на восемь лет назад — РБКRussia· 2025-04-22Aleksey Kiryukhin is the leading analyst of banking ratings at Expert RA.
Аналитики предсказали снижение досрочных закрытий ипотеки до минимума — РБКRussia· 2025-04-15
