Bill Bengen
Bill Bengen is a financial advisor and the creator of the widely referenced 4-per-cent rule for retirement withdrawals. Introduced in 1994, this rule provides a guideline for retirees on how much they can withdraw from their retirement savings each year without depleting their portfolio. Bengen's research has undergone updates to account for changing market conditions, offering insights into sustainable withdrawal rates in the context of modern investment strategies.
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Mr. Bengen devised the 4-per-cent rule using an asset mix of 50-per-cent bonds and 50-per-cent stocks.
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