Cosmas Chigwe

Cosmas Chigwe is an economic expert in Malawi who advocates for the needs of everyday citizens within the financial system. He emphasizes the importance of village banks as vital financial lifelines for vulnerable populations amidst rising poverty and food insecurity. Chigwe argues that these community-based lenders offer greater trust and accessibility compared to formal banking institutions, which often impose prohibitive collateral requirements and focus on serving larger clients, such as government entities.