David Mwiraria

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David Mwiraria was a former Finance Minister in Kenya who introduced the in duplum rule in 2004, aimed at protecting borrowers by limiting excessive interest on non-performing loans. His tenure was marked by efforts to reform banking regulations in response to high lending rates, reflecting the ongoing struggle between consumer protection and financial institution practices.

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David Mwiraria was another influential figure in the 'Mount Kenya Mafia'.

There's no Head of State who is without 'Farouk' and 'Itumbi'

The Standard·

Kenya· 2025-04-17

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Aside from the attempts by MPs Donde and Njomo, there was another to cap lending rates during former President Mwai Kibaki’s regime when the then-Finance Minister David Mwiraria introduced the in duplum rule in 2004.

Loans: Banks fail self-regulation test

The Standard·

Kenya· 2025-02-18

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