Doug Hoyes
Doug Hoyes is the co-founder of Hoyes, Michalos & Associates Inc., a prominent bankruptcy trustee firm in Ontario. He has been vocal about the increasing inquiries from debtors regarding consumer proposals, and he discusses the perceptions surrounding bankruptcy and the motivations behind borrowers' choices in dealing with insolvency.
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Recent news mentions
Doug Hoyes is a licensed insolvency trustee who commented on the use of buy-now-pay-later services.
More Canadians are turning to buy now, pay later as grocery costs soar
Canada· 2026-07-07
Doug Hoyes, co-founder of Ontario-based bankruptcy trustee firm Hoyes, Michalos & Associates Inc., expressed concerns about the impact of BNPL loans on credit scores.
Want to ‘buy now, pay later’ at checkout? It could soon be reflected on Canadian credit scoresCanada· 2025-06-30
Doug Hoyes is an insolvency trustee at Hoyes, Michalos & Associates.
Canadian consumer insolvencies rise at slowest pace in yearsCanada· 2025-02-28
Doug Hoyes is the co-founder of a bankruptcy trustee firm and provides insights on consumer proposals.
Good for creditors, bad for debtors: Not enough Canadians are filing for bankruptcy, new research arguesCanada· 2025-02-18
