Emmanuel Rendy Maliluan

Emmanuel Rendy Maliluan, a 25-year-old private employee based in Jakarta, has been feeling the pressure of the current economic situation for over a year. As costs rise and income remains stagnant, he has become more selective in his spending, cutting back on non-essential items such as dining out and entertainment. To make ends meet, Rendy has taken on a side job, balancing his time between work and managing his finances.