Erin Kitson
Erin Kitson is a director at S&P Global Ratings, where she specializes in analyzing financial trends and credit ratings. In a recent discussion on mortgage arrears, she highlighted how debt-to-income levels can serve as indicators for potential repayment challenges, particularly for borrowers who are highly leveraged. Kitson's insights suggest that individuals with substantial debts relative to their income may face greater difficulties in managing mortgage repayments, especially in a high-interest rate environment.
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Recent news mentions
Erin Kitson thought the rate cuts delivered so far were helping households.
suburbs where home owners can’t afford their mortgages
Australia· 2025-09-29
S&P Global credit analyst Erin Kitson said competition for mortgages is likely to accelerate with interest rate cuts now in play.
First home buyers 5 per cent deposit scheme is best for those who buy fastAustralia· 2025-08-25
Erin Kitson, a director at S&P Global Ratings, speaking generally about arrears trends, said debt to income levels can often be a forward indicator of where arrears pressures may appear.
Home owners with million dollar-plus mortgages more likely to fall behind on repaymentsAustralia· 2025-08-12
