Esteban Bermúdez

Esteban Bermúdez is an academic associated with the Escuela de Ciencias Actuariales at the Universidad de Costa Rica (UCR), where he specializes in pension systems. He has raised alarms about potential inadequacies in pension benefits for the elderly if early or total withdrawals from the second pillar of the pension system, known as ROP, are permitted, highlighting the broader implications for social welfare and economic stability.