Gianni La Cava
Gianni La Cava is an economist known for his research on Australian consumer behavior and the impact of interest rates on the economy. In a recent analysis, he highlighted how Australians have managed to navigate rising mortgage costs without significant adverse effects on consumer spending. His work suggests that the use of mortgage offset and redraw facilities has enabled households to maintain financial stability despite higher repayments. La Cava's insights are particularly relevant as the Reserve Bank of Australia evaluates monetary policy and its implications for economic growth and inflation.
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Gianni La Cava said people used their mortgage offset and redraw facilities, enabling them to maintain their spending.
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