Hanif Bayat
CanadaCEOMale5.0Global Dominance: 0.01%Hanif Bayat, PhD, is the CEO and founder of WOWA.ca, a Canadian personal finance platform that provides insights into the housing market and financial services. He has been in the news for his analysis of the factors contributing to Canada's housing affordability crisis, particularly the impact of monetary policy and speculative investment on home prices.
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Recent news mentions
Hanif Bayat looks at Canada’s reverse mortgage market, which has quietly grown to almost $11-billion.
Home insurance premiums are rising. So what are Canadians getting in return?Canada· 2026-06-21
Hanif Bayat, PhD, is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
Canada’s capital is stuck in the wrong assets. Why that’s a problemCanada· 2026-02-25Hanif Bayat, PhD, is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
One in five workers is a government employee. Should Canadians be worried?Canada· 2025-12-17
Hanif Bayat is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
To get the best mortgage rate, look behind the opaque curtain of Big Bank pricingCanada· 2025-12-04Hanif Bayat, PhD, is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
From boom to strain: Toronto area housing faces a wave of distressed salesCanada· 2025-09-21Hanif Bayat is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
Toronto home prices retreat to 2021 levels as red flags mountCanada· 2025-09-10
Hanif Bayat, PhD, is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
Vancouver and Toronto outpace New York in home unaffordability. Here’s whyCanada· 2025-08-27Hanif Bayat, PhD, is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
Canada’s obsession with housing is stunting our futureCanada· 2025-08-14Hanif Bayat, PhD, is the chief executive and founder of WOWA.ca, a Canadian personal finance platform.
Legacy industries dominate Canada’s largest public firms. Innovation needs to take a front seatCanada· 2025-07-30Hanif Bayat, PhD, is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
The investment that has outperformed stocks and Canadian real estate so far this centuryCanada· 2025-07-17Hanif Bayat is the chief executive officer and founder of WOWA.ca, a Canadian personal finance platform.
Looking for the best GIC rates in Canada? It pays to shop aroundCanada· 2025-07-03Hanif Bayat, PhD, is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
Mortgage rates big banks advertise are higher than what most people can actually getCanada· 2025-06-26Hanif Bayat, PhD, is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
Canada’s household debt crisis: When and how we outpaced Britain and the U.S.Canada· 2025-06-18Hanif Bayat is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
What is Bay Street signalling about the economy?Canada· 2025-06-04Hanif Bayat is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
What housing slowdown? Home prices in Quebec and Nova Scotia hit record highsCanada· 2025-05-31
Hanif Bayat is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
In Canada’s residential mortgage market, it’s the Big Banks against everyone elseCanada· 2025-05-21
Hanif Bayat is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
From Kelowna to St. John’s: The best and worst cities to be a first-time homebuyerCanada· 2025-05-07Hanif Bayat, PhD, is the CEO and founder of WOWA.ca, a Canadian personal finance platform.
When exactly did Canadian housing become so unaffordable – and who’s to blame?Canada· 2025-05-01