Javier Motta
Javier Motta is the Director of Financial Stability at the Superintendence of Banks in Panama. He has been actively involved in analyzing and reporting on the banking sector's performance, particularly during challenging economic times. Recently, he highlighted the significant 10.9% delinquency rate in the construction sector's credit, attributing it to uncertainties surrounding preferential interest laws and the expiration of the Solidarity Housing Fund. His insights reflect the broader trends in the Panamanian banking system, emphasizing the need for stability and support within the construction industry.
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Recent news mentions
Javier Motta, Director de Estabilidad Financiera, detailed the decline in the granting of preferential mortgage loans.
Cae en 34% la aprobación de nuevos créditos hipotecarios preferenciales
Panama· 2026-05-29
Javier Motta presented figures from the Superintendencia de Bancos de Panamá regarding the mortgage market.
Crédito hipotecario perdió impulso en 2025: menos desembolsos y mayor cautela de los hogaresPanama· 2026-02-28
Javier Motta highlighted the growth in auto loans as part of the financial studies at the Superintendencia de Bancos de Panamá.
Panamá pisa el acelerador: ventas de autos suben 10.8% y se disparan los créditos en 2025Panama· 2026-02-27Javier Motta, from the SBP, explained that the external deposits are driving growth in the banking sector.
Bancos en Panamá cierran 2025 con $116 mil millones en depósitos; el crédito crece 5% y las utilidades alcanzan $3,000 millonesPanama· 2026-02-25Javier Motta is the director of stability financial at the Superintendencia de Bancos.
Sector construcción reporta morosidad bancaria de 10.9%Panama· 2025-02-26