Kaisa Kivipelto

Kaisa Kivipelto is an economist at Danske Bank specializing in personal finance. She has been in the news for her analysis of the rising household savings in Finland, which reached a record high of 114.7 billion euros by the end of June 2023. Kivipelto attributes this increase to consumer caution and concerns over job security amidst a challenging labor market, as unemployment rates have risen. Her insights highlight the impact of economic uncertainty on consumer behavior and savings trends in Finland.