Kristo Käärmann

Kristo Käärmann is an Estonian entrepreneur known for co-founding Wise (formerly TransferWise), a fintech company that revolutionized international money transfers by offering lower fees compared to traditional banks. Käärmann's work with Wise has been influential in promoting transparency and efficiency in the financial sector, making cross-border transactions accessible to a global audience. His journey in entrepreneurship was significantly inspired by the success of Skype, which showcased Estonia's potential as a technology hub.