Raúl Guizado

Raúl Guizado

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Raúl Guizado is the president of the Asociación Bancaria de Panamá, a key figure in the banking sector of the country. He recently expressed concerns regarding the implementation of Law 468, which introduces a new preferential interest rate regime for mortgage loans. Guizado highlighted uncertainties surrounding the law's effective date and specific articles, particularly Article 12, which mandates banks to evaluate borrowers' financial situations before the subsidy ends. His insights reflect the broader apprehensions within the banking community about the law's potential implications for mortgage lending.

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Raúl Guizado is the president of the board of directors of the Asociación Bancaria.

Panamá reduce operaciones sospechosas y refuerza medidas antilavado
La Prensa – leading Panamanian daily, est. 1980·PanamaPanama· 2025-08-19
8.0

Raúl Guizado, president of the Board of Directors of the Banking Association of Panama, added that the exclusion of Panama is recognition of all the work done to strengthen the legal framework.

Tras salida de lista de la Unión Europea, sector financiero insta a no bajar la guardia
La Prensa – leading Panamanian daily, est. 1980·PanamaPanama· 2025-07-10
8.0

Raúl Guizado explained that the approval of the extension of Law 3 of 1985 will allow banks to proceed with the disbursement of subsidized mortgage loans.

Banca acelerará el desembolso de más 9,900 créditos hipotecarios con intereses preferenciales por $740 millones
La Prensa – leading Panamanian daily, est. 1980·PanamaPanama· 2025-06-13
8.0

Raúl Guizado, president of the board of the Banking Association of Panama, criticized the lack of consultation regarding Article 12.

Ejecutivo buscaría modificar ley de interés preferencial antes de su entrada en vigencia en 2026
La Prensa – leading Panamanian daily, est. 1980·PanamaPanama· 2025-06-10
5.0

Raúl Guizado, president of the Banking Association of Panama, expressed concerns about the new law's implementation.

Créditos hipotecarios preferenciales siguen paralizados, bancos piden revisar la nueva ley
La Prensa – leading Panamanian daily, est. 1980·PanamaPanama· 2025-05-06
5.0