Ray Jokhan

Ray Jokhan is the Chief Home Lending Officer at Ubank, where he oversees home lending operations and customer engagement. In a recent article, he highlighted the increasing interest from first home buyers and investors in the current housing market, noting that many customers are actively exploring their options as economic conditions evolve. Jokhan emphasized the importance of affordability and the transparency of the home-lending process, as potential buyers seek to reduce repayments and unlock equity amidst rising rents and changing mortgage rates.