Tom MacInnes

Tom MacInnes is the director of policy at Citizens Advice, a prominent organization in the UK that offers guidance and support to consumers. He has been vocal about the need for regulation in the buy now, pay later sector, emphasizing the risks of unregulated borrowing that can lead to unaffordable debt for consumers. Recently, he commented on the government's new rules aimed at protecting shoppers, highlighting their importance in addressing the challenges faced by those who may struggle to repay BNPL loans.