Traian Halalai

Traian Halalai is the president of Exim Banca Românească, where he provides insights into the mortgage market in Romania. He emphasizes the importance of understanding the costs associated with mortgage loans, including the effective annual interest rate, which reflects the true cost of borrowing. Halalai highlights that potential buyers should consider their financial stability and capacity to repay loans over extended periods, as well as the significance of making informed decisions when purchasing properties.