Trần Văn Toản

Trần Văn Toản is a 32-year-old man from Ho Chi Minh City who found himself in a difficult situation after lending money to a relative. Four years ago, he helped his cousin by securing a loan of 300 million VND using his house's land use rights as collateral. Despite making regular interest payments, Toản felt abandoned as his cousin failed to repay the loan or even check on him, leading Toản to vow never to lend money again.