Utkarsh Small Finance Bank

Utkarsh Small Finance Bank is a financial institution in India that provides a range of banking services, particularly aimed at serving the underserved and unbanked sections of society. Founded in 2016, it is part of the small finance bank initiative by the Reserve Bank of India, focused on promoting financial inclusion. The bank offers various products, including savings accounts, loans, and microfinance services, to help empower individuals and small businesses. The recent incident in Muzaffarnagar involving a woman and a Hindu man collecting a loan EMI on behalf of the bank has drawn significant media attention and public outrage.