Ajay Patel
Ajay Patel is a finance professor at Wake Forest University who specializes in the economic implications of currency and payment methods. He has pointed out that the removal of the penny may disproportionately affect low-income individuals who rely on cash transactions, as they often lack access to banking and electronic payment systems.
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Vietnam:
Ajay Patel, a finance professor at Wake Forest University, noted that low-income individuals might feel the impact of eliminating the penny the most.
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