Francisco Montoya
Francisco Montoya is a business administrator who was preparing for retirement in 2022. However, he faced a setback when he lost ¢3 million from his pension fund within a few months, prompting him to reconsider his retirement options. He weighed the benefits of a permanent income plan against a programmed withdrawal option, illustrating the difficult decisions many near-retirees must make amid fluctuating pension fund values.
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Costa Rica:
Francisco Montoya, a business administrator, was ready to retire in 2022 but lost ¢3 million from his ROP fund.
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