Frederick Vettese
CanadaactuaryMale7.0Global Dominance: 0.01%Frederick Vettese is a former chief actuary of Morneau Shepell and an expert in retirement planning. He is recognized for his work on the PERC retirement calculator and often discusses complex issues related to pensions and retirement income strategies in various financial publications.
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Frederick Vettese is a former chief actuary at Morneau Shepell who analyzed life satisfaction among Canadians.
Canada’s job market is being pulled in two directions at onceCanada· 2026-06-01
Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
At what age are you the most satisfied with your life?Canada· 2026-05-27
Frederick Vettese argues that elevated price-to-earnings ratios rarely last and that a reversion to historical norms would mean much slower growth going forward.
Don’t hold back on how you really feel about RRSPs vs. TFSAsCanada· 2026-02-08
Frederick Vettese is the former chief actuary at Morneau Shepell and outlines a recommended retirement income strategy.
Retirees who want to buy a life annuity are better off waitingCanada· 2025-12-24
Frederick Vettese is a former chief actuary of Morneau Shepell and the author of the PERC retirement calculator.
Retirees, think high-dividend stocks will reduce your investment risk? Think againCanada· 2025-11-12Frederick Vettese, former chief actuary at Morneau Shepell, warns that the stock market’s surge looks a lot like past bubbles.
Expect a smaller increase to your CPP payments next yearCanada· 2025-10-19
Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
For those about to retire, is it better to start CPP in late 2025 or wait until 2026?Canada· 2025-10-01
Frederick Vettese is the former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
What should retirees do with their exposure to the Magnificent 7?Canada· 2025-09-17Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
Canadian lifespans are no longer increasing. Here are some possible reasons whyCanada· 2025-09-07
Frederick Vettese is a former chief actuary of Morneau Shepell and the author of the PERC retirement calculator.
Cholesterol risk for female retirees is far lower than for men, but lifestyle changes still make a differenceCanada· 2025-08-20Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
Just how serious is high cholesterol for retirees, and what can you do about it?Canada· 2025-08-05Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
The more you earn, the higher your retirement savings rate needs to beCanada· 2025-07-23Frederick Vettese pointed out the disparity in pension plan membership between public and private sector workers.
Let’s fix the gulf between workplace pensions for public and private sector workersCanada· 2025-07-11
Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
The real story behind pension plan membership in Canada? The gulf between public and private sectorsCanada· 2025-07-09Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
Pensions, lifespans, pitfalls and income: Four of the best Fred Vettese retirement chartsCanada· 2025-06-25Frederick Vettese is the former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
Why the algorithm approach beats the 4% rule at estimating your retirement incomeCanada· 2025-05-28
Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
Aspiring retirees consider three strategies to make sure they don’t run out of moneyCanada· 2025-05-14
Frederick Vettese is the former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
Does the 4% rule actually work?Canada· 2025-04-30
Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
Are Canadians getting their money’s worth from their health system?Canada· 2025-04-16Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
From food to money gifts to health care, our spending patterns change from our 40s to our 60sCanada· 2025-04-02Frederick Vettese is the former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
A retiree turns to travel and painting after losing her husband. Plus, is your TFSA over half a million? Share your storyCanada· 2025-03-27
Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
It turns out money does buy happiness, especially as you ageCanada· 2025-03-18
Frederick Vettese is a former chief actuary who discusses investment vehicles for retirees.
An unexpected ‘lazy man’s retirement.’ Plus, the risk new retirees face in a trade warCanada· 2025-03-13
Frederick Vettese is the former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
Retirees will get more after-tax income from dividend stocks than GICsCanada· 2025-03-04
Frederick Vettese is former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
Where is the best place globally to invest?Canada· 2025-02-19Frederick Vettese is the former chief actuary of Morneau Shepell and author of the PERC retirement calculator.
How this HR professional got back on track after divorce derailed retirement. Plus, seven useful things to do with an RRSPCanada· 2025-02-13
