William Bengen
William Bengen is a financial planner and the author of the influential 1994 paper that introduced the '4-per-cent rule' for retirement withdrawal rates. His research has significantly shaped retirement planning strategies, suggesting that a balanced portfolio can sustain a 30-year retirement with an initial withdrawal rate of 4%, adjusted for inflation, which has been examined in the context of market fluctuations since his original findings.
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William Bengen authored a 1994 paper that introduced the '4-per-cent rule' for retirement withdrawal rates.
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