Graziela Fortunato

Graziela Fortunato is a finance professor at PUC/Rio and a personal finance specialist. She has observed significant changes in the credit card market, noting that the evolution of consumer knowledge and the introduction of fintechs have led to more advantageous credit card offerings, such as dollar-based point conversions and waived annual fees. Graziela emphasizes the importance of using credit cards wisely and encourages consumers to be financially organized to maximize the benefits of credit card rewards.