Jim Reardon
Jim Reardon is a former treasurer at Westpac who has transitioned into a consultancy role, where he provides insights on economic conditions and mortgage rates. Recently, he was in the news discussing his perspective that fixed mortgage rates are unlikely to rise significantly in the near future, suggesting that banks are well-positioned to support borrowers amid changing monetary policy.
Not in the pool (under ¢1).
Recent news mentions
Consultant Jim Reardon broadly affirmed the view that banks had room to cut some of their fixed mortgage rates.
Mortgage rate U-turn: BNZ cuts long-term rates, 3yr loan dips back under 5%
New Zealand· 2026-02-25
Consultant Jim Reardon believed banks’ one-year and 18-month mortgages were a little overpriced.
Why banks now have room to trim some fixed mortgage ratesNew Zealand· 2026-02-20
Consultant and former Westpac treasurer, Jim Reardon, believed the economy still needed more support from the Reserve Bank.
Reserve Bank Governor Christian Hawkesby comfortable, despite markets suggesting fixed mortgage rates might rise soonNew Zealand· 2025-11-27
Jim Reardon had a different view, believing conditions were ripe for mortgage rates to remain low.
Do rate rises in response to the OCR cut suggest the Reserve Bank bungled its comms and slowed the economy recovery?New Zealand· 2025-11-27