Silk
Silk is a prominent figure associated with the Reserve Bank, known for her insights into monetary policy and its impact on the economy. Recently, she commented on the effects of interest rate cuts and the changing preferences of borrowers towards locking in lower rates, emphasizing the potential for increased economic activity as a result.
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New Zealand:
Silk cautioned that in figuring out how much banks charged borrowers, they had to consider the cost of their funding.
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New Zealand:
Silk made the point that borrowers’ preferences to put their mortgages on relatively expensive floating or shorter-term rates late last year and early this year meant many weren’t yet experiencing the relief of lower interest rates.
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