
Karelia Alvarado
Karelia Alvarado is a spokesperson for a group of individuals affected by the Mixed Pension Subsystem of the CSS in Panama. She has been vocal about the grievances of approximately 15,000 insured persons who claim they were misled regarding their retirement benefits, asserting that many expected higher pensions than what they will ultimately receive. Alvarado argues that the changes made by the 2005 Law 51 restructured the pension system in a way that has resulted in significantly lower payouts than anticipated, leading her group to seek reinstatement into the former solidarity system.
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Karelia Alvarado is the spokesperson for the group affected by the Mixto Pension System.
¿Por qué los asegurados del subsistema mixto dicen que fueron engañados?La Prensa – leading Panamanian daily, est. 1980·
Panama· 2026-09-18




