
Noelia Bernal
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Noelia Bernal is a researcher at the Centro de Investigación de la Universidad del Pacífico (CIUP) in Peru, known for her expertise in pension systems and their socio-economic impacts. She gained attention in a recent study discussing the financial implications of pension reforms and the eighth withdrawal from private pension funds (AFP), highlighting the risks these changes pose to future pension sustainability and intergenerational equity.
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Noelia Bernal, a researcher at CIUP, stated that the reform will generate a huge cost as most affiliates will not be able to save enough to cover the minimum pension.
¿Cómo afectaría el pago de pensiones mínimas en el sistema previsional el presupuesto público durante los siguientes años? | AFP | ONP | octavo retiro | ECDATAEl Comercio·
Peru· 2025-10-14

