Ricardo Gallo

Ricardo Gallo is the President of the Asociación Peruana de Factoring (APEFAC), where he works to enhance the stability and growth of the factoring industry in Peru. He discusses the challenges of maintaining a healthy portfolio in factoring, particularly the tendency to focus on large corporations as payers due to perceived lower risk. Gallo advocates for better access to information about smaller companies to encourage broader participation in the factoring market.