Brian Shearer
Brian Shearer is the director of competition and regulatory policy at the Vanderbilt Policy Accelerator, known for his research on the credit card industry and its impacts, including the potential benefits of capping credit card interest rates at 10%, which he argues could save Americans $100 billion annually without causing significant account closures.
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Recent news mentions
Brian Shearer noted that a 10% rate cap could significantly impact household budgets.
Trump's proposed credit card cap spotlights Americans' debt. Would it help?
United Kingdom· 2026-01-17
Brian Shearer, director of competition and regulatory policy at the Vanderbilt Policy Accelerator, said a cap could save Americans tens of billions a year.
Trump’s affordability pledge strikes directly at the heart of Wall Street’s profit engine
United States· 2026-01-16
Brian Shearer, director of competition and regulatory policy at the Vanderbilt Policy Accelerator, wrote the research on the industry’s impact of Trump’s proposal.
Trump wants 1-year, 10% cap on credit card interest rates despite opposition from banks
Canada· 2026-01-11
