Luis Fernando Monge
Luis Fernando Monge is the general manager of the Instituto Nacional de Seguros (INS), a public insurance company in Costa Rica. Recently, he has been in the news due to the INS's announcement of a legal challenge against the Superintendencia General de Seguros (Sugese) over a directive that mandates a significant accounting adjustment to the company's projected profits for 2024, which Monge has criticized as lacking technical and legal foundation.
Not in the pool (under ¢1).
Recent news mentions
Luis Fernando Monge testified that Cruz called the executive president of INS to pressure for a transfer of $10 million.
Sugeval y Sugese investigan fallido intento de ingresar $10 millones a INS Valores
Costa Rica· 2026-02-06
Luis Fernando Monge corroborated the claims of political pressure regarding contracts at the INS.
Exdirector jurídico del INS revela presiones de Casa Presidencial en tres licitaciones millonariasCosta Rica· 2026-01-22
Luis Fernando Monge, the former general manager of the National Insurance Institute (INS), claimed that there exists an informal mechanism for sponsorship payments managed from the executive presidency.
Exgerente del INS denuncia supuesto ‘cuadro de los cariñitos’ administrado desde la presidencia ejecutivaCosta Rica· 2026-01-22
Luis Fernando Monge revealed that the executive president of the state company, Gabriela Chacón, was supposed to send periodic reports to the Presidential House about advertising investments.
Exgerente revela que INS debía reportar a Casa Presidencial inversión publicitaria en medios afines al gobiernoCosta Rica· 2026-01-17
Luis Fernando Monge was the General Manager who was contacted by President Rodrigo Chaves about Tradeco.
Casa Presidencial intervino ante el Banco Nacional por garantía de $19 millones para Tradeco, según director CorporativoCosta Rica· 2026-01-15
Luis Fernando Monge revealed that he received instructions for the INS not to advertise with certain media outlets.
Exgerente del INS revela prohibición para pautar con ‘La Nación’, ‘Teletica’ y ‘CR Hoy’Costa Rica· 2026-01-14
Luis Fernando Monge is the former general manager who questioned the legitimacy of Global Reinsurance as a provider.
Junta Directiva del INS acuerda investigar a empresa vinculada al ‘Zar de los Reaseguros’, tras reunión con presidenta ejecutivaCosta Rica· 2026-01-12
Luis Fernando Monge is the former general manager of the Insurance Institute who provided testimony regarding the agents.
Presidenta del INS confirma llamada de exasesor de Rodrigo Chaves por transferencia de $10 millones que estaría vinculada a Celso GamboaCosta Rica· 2026-01-12Luis Fernando Monge revealed that there was an electoral maneuver by the government to delay salary adjustments for INS employees.
PLN cuestiona vínculos de Presidencia con presuntas presiones al INS para aceptar fondos cuestionables y cita con ‘Zar de los Reaseguros’Costa Rica· 2025-12-24
Luis Fernando Monge is the former general manager of the National Insurance Institute (INS) who reported on the meeting involving Rizik and Sánchez Silva.
Hostos Rizik, funcionario de República Dominicana, exdirector del BCIE y supuesto intermediario de Casa Presidencial, habría conectado al INS con el ‘Zar de los Reaseguros’Costa Rica· 2025-12-24
Luis Fernando Monge is the former general manager of the Instituto Nacional de Seguros (INS) who raised concerns about government manipulation of salary increases.
Diputados cierran año de debates con zafarrancho por manejo del Poder Ejecutivo en agenda legislativaCosta Rica· 2025-12-23
Luis Fernando Monge, the former general manager of INS, made additional revelations about the institute's operations.
Están pasando cosas en el INSCosta Rica· 2025-12-21Luis Fernando Monge is the former general manager of the Instituto Nacional de Seguros who revealed disturbing details about governmental manipulation.
Editorial: El caso INS: otro capítulo, con perturbadores detalles, del estilo de poder de Rodrigo ChavesCosta Rica· 2025-12-21
Luis Fernando Monge, the former manager of INS, claimed that the government of Rodrigo Chaves halted the salary adjustment that was due from mid-2025.
Sindicato del INS fustiga maniobra política de gobierno con ajuste salarial de empleadosCosta Rica· 2025-12-19Luis Fernando Monge revealed that Ecuadorian businessman Diego Sánchez Silva met with the president of INS to seek business opportunities.
Quién es el ‘Zar de los Reaseguros’, el empresario que se reunió con la presidenta del INS en busca de negocios sobre la CCSS y el ICECosta Rica· 2025-12-19
Luis Fernando Monge revealed that he and the president of INS, Gabriela Chacón, met with Diego Sánchez Silva, who is implicated in bribery in Ecuador.
Exgerente destapa reunión de presidenta del INS con el ‘Zar de los Reaseguros’, hombre implicado en sobornos en EcuadorCosta Rica· 2025-12-19Luis Fernando Monge denounced that the government of Rodrigo Chaves halted salary increases for INS employees as part of an electoral strategy.
Exgerente del INS denuncia maniobra electoral del gobierno: frenó ajuste salarial a empleados para aplicarlo un mes antes de las eleccionesCosta Rica· 2025-12-19Luis Fernando Monge, the former general manager of the National Insurance Institute (INS), revealed that Federico 'Choreco' Cruz pressured for the acceptance of $10 million connected to questionable agents.
Choreco presionó para que INS Valores aceptara $10 millones de agentes conectados con una ‘persona muy cuestionada’ en Costa Rica, revela exgerenteCosta Rica· 2025-12-19
Luis Fernando Monge was the general manager of the Instituto Nacional de Seguros (INS) who was recently dismissed due to poor management.
Editorial: Pérdidas históricas, metas rebajadas, presiones y débil gobernanza en el INSCosta Rica· 2025-12-15Luis Fernando Monge was included in the calls about a possible insurance for Tradeco.
Expresidenta del INS: Rodrigo Chaves me gritó cuando le dije que no podía otorgar un seguro a la empresa mexicana TradecoCosta Rica· 2025-12-12Luis Fernando Monge was the former general manager of INS who claimed that the technical losses in insurance were global trends.
INS redujo metas de ganancias y rendimiento para favorecer ‘desempeño deficiente’Costa Rica· 2025-11-28Luis Fernando Monge was removed from his position as general manager due to poor financial performance at the Instituto Nacional de Seguros.
Sugese reprocha al INS pérdidas históricas en seguros de automóviles, salud e incendioCosta Rica· 2025-11-28
Luis Fernando Monge was removed from his position as general manager of the National Insurance Institute (INS) after the company reported record losses in 2024.
INS destituye a su gerente general después de registrar pérdidas récord en 2024Costa Rica· 2025-11-25Luis Fernando Monge was included in the call to discuss the insurance guarantees.
Presidenta del INS confirma llamada de Rodrigo Chaves sobre caso TradecoCosta Rica· 2025-11-04
Luis Fernando Monge is the general manager of the National Insurance Institute who was involved in discussions about the Tradeco contract.
Rodrigo Chaves pidió al INS dar garantía a empresa mexicana y se molestó por la negativa, relató exjerarca a FiscalíaCosta Rica· 2025-10-20
Luis Fernando Monge is the general manager of the INS.
¿Tiene un seguro voluntario de vehículos del INS? Le subieron el deducibleCosta Rica· 2025-07-29Luis Fernando Monge, the general manager of the insurer, criticized the order from Sugese as 'an unusual fact'.
INS se enfrenta a Sugese: anuncia demanda por orden de realizar millonaria reducción en las ganancias del 2024Costa Rica· 2025-05-23