Penelope Graham
Penelope Graham is the Director of Content at Ratehub.ca, a Canadian financial technology company that helps consumers compare mortgage rates and financial products. She is recognized for her expertise in mortgage markets and consumer finance, and has been in the news recently for her insights on how the changing interest rates and trade uncertainties affect Canadian borrowers' decisions in the mortgage market.
Not in the pool (under ¢1).
Recent news mentions
Penelope Graham is an expert who could answer mortgage questions in an upcoming column.
Sure, I could hold individual bank stocks. But this ETF is better
Canada· 2026-02-06
Ratehub's Penelope Graham could answer it in an upcoming column.
The week’s best fixed and variable mortgage ratesCanada· 2026-01-23
Penelope Graham, mortgage expert at Ratehub.ca, stated that prospective homebuyers are still constrained by affordability challenges.
Canadian home sales and prices continued to decline in November as buyers remained on the sidelinesCanada· 2025-12-15
Ratehub's Penelope Graham could answer mortgage questions in an upcoming column.
The week’s best fixed and variable mortgage ratesCanada· 2025-11-09
Penelope Graham is the head of content at Ratehub.ca and provides insights on mortgage shopping.
A mortgage shopper asks: Should I go with a big bank or a smaller lender?Canada· 2025-11-09Ratehub's Penelope Graham could answer it in an upcoming column.
The week’s best fixed and variable mortgage ratesCanada· 2025-10-27
Penelope Graham is the head of content at Ratehub.ca.
Fixed mortgage rates are dropping after months of stagnancyCanada· 2025-10-26
Penelope Graham is an expert at Ratehub who may answer mortgage-related questions.
The best fixed and variable mortgage rates of the weekCanada· 2025-10-18
Penelope Graham is the head of content at Ratehub.ca.
Is this the housing market’s affordability sweet spot?Canada· 2025-10-12
Penelope Graham is the head of content at Ratehub.ca.
Demand for variable mortgages has jumped since the last central bank rate cutCanada· 2025-09-27
Penelope Graham is a mortgage expert with rate comparison website Ratehub.ca.
Falling interest rates expected to break ‘psychological’ barrier for homebuyers, experts sayCanada· 2025-09-17
Penelope Graham is the head of content at Ratehub.ca.
Switching mortgage lenders at renewal time? Here’s what you need to knowCanada· 2025-09-11Penelope Graham is the head of content at Ratehub.ca.
These unexpected costs could derail your plan to buy a homeCanada· 2025-07-11Penelope Graham is the head of content at Ratehub.ca.
I plan to retire in five years. How will I negotiate my mortgage?Canada· 2025-06-27
Penelope Graham is the head of content at Ratehub.ca.
In today’s mixed-signal mortgage market, getting a rate hold is a smart moveCanada· 2025-06-14
Penelope Graham advises a reader who's faced with higher interest rates and an expensive impending renovation.
At 60, I’m unemployed, about to renew my mortgage – and I need to fix my roof. What are my options?Canada· 2025-05-23
Penelope Graham is the head of content at Ratehub.ca.
My partner and I want to sell our condos and buy a new home together. Which mortgage do we keep?Canada· 2025-05-09
Penelope Graham is the director of content at Ratehub.ca.
Fixed mortgage rates are rising. Here’s what Canadian borrowers should knowCanada· 2025-04-25
Penelope Graham writes about Canadians benefiting from fixed mortgage rates amidst market unpredictability.
Canadian snowbirds are selling off Florida properties and the Home of the Week: Canadian real estate news for the week of Apr. 11Canada· 2025-04-12
Penelope Graham is the director of content at Ratehub.ca.
Tariff-induced market chaos could lead to lower mortgage ratesCanada· 2025-04-04
Penelope Graham suggests that whether to choose a fixed or variable mortgage rate depends on beliefs about the Bank of Canada’s interest rate cuts.
Lowest fixed and variable mortgage rates in Canada for March 27, 2025Canada· 2025-03-27Penelope Graham discusses affordable housing and necessary infrastructure.
Dutton’s challenge now is to develop some policies
Australia· 2025-03-23
Penelope Graham is the director of content at Ratehub.ca.
Fixed and variable mortgage rates are priced nearly at par. Which should you choose?Canada· 2025-03-21
Penelope Graham is the director of content at Ratehub.ca.
Facing mortgage renewal payment shock? Extend your amortizationCanada· 2025-03-08
In her latest column, Penelope Graham reiterated that advice.
Lowest fixed and variable mortgage rates in Canada for February 27, 2025Canada· 2025-02-28Penelope Graham is the director of content at Ratehub.ca.
Are you six months from your mortgage renewal deadline? You should lock in nowCanada· 2025-02-21Penelope Graham, director of content at Ratehub.ca, said the Bank of Canada is going to be in a position where it has to combat rising inflation.
Canadian mortgage rates could be in for a bumpy ride in the Trump eraCanada· 2025-02-11
Penelope Graham is the director of content at Ratehub.ca.
Five-year mortgage rates sink below 4 per cent amid trade uncertainty. How long will it last?Canada· 2025-02-08